RESOURCES


MORPAC KEY ISSUES

MORPAC is a non-partisan and issues-oriented PAC that supports the campaigns of candidates for federal office, other PACs and party campaign committees. MORPAC rises above politics to support candidates of all political points of view who share our urgency and passion to support the real estate finance industry and our issues.

  • GSE Reform: Moving forward on thoughtful, comprehensive GSE reform legislations that focuses on core principles.

  • CFPB Enforcement: Urging the CFPB to adopt a clear framework for the issuance of rules, policies and supervisory guidance.

  • Regulatory Relief: Reducing excessive regulatory burdens that unnecessarily increase costs to consumers and reduce access to affordable mortgage credit.

  • Qualified Mortgage (QM): Updating the QM rule to avoid a mortgage credit cliff when the QM Patch expires and to create a more uniform standard for documenting income for self-employed borrowers.

  • Federal Housing Program Support: Providing FHA, USDA, VA and Ginnie Mae with the resources for the staffing and systems upgrades they need to operate effectively.

  • PACE Financing: Urging Congress to further introduce legislation requiring PACE loan subordination in accordance with long-established lien priority standards.

  • Consumer Data Privacy and Security: Promoting uniform data security standards and clarity through a federal data privacy and security framework.

  • Capital Formation and Liquidity in Commercial / Multifamily Real Estate: Supporting laws that strengthen the commercial real estate market, such as the Like-Kind Exchange rules, the Low-Income Housing Tax Credit, and the Business Interest Deduction for the financing of real estate.

  • Portfolio Lending: Strengthen portfolio lending on commercial real estate.

  • Multifamily rental housing: Support the multifamily rental housing finance market.

  • CMBS: Strengthen the long-term viability of the commercial mortgaged-backed securities (CMBS) market.

  • Terrorism Risk Insurance Act (TRIA): Promote long-term reauthorization of the TRIA program prior to its expiration on December 31, 2020.

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