CFPB Enforcement: Urging the CFPB to adopt a clear framework for the issuance of rules, policies and supervisory guidance.
Regulatory Relief: Reducing excessive regulatory burdens that unnecessarily increase costs to consumers and reduce access to affordable mortgage credit.
Qualified Mortgage (QM): Updating the QM rule to avoid a mortgage credit cliff when the QM Patch expires and to create a more uniform standard for documenting income for self-employed borrowers.
Federal Housing Program Support: Providing FHA, USDA, VA and Ginnie Mae with the resources for the staffing and systems upgrades they need to operate effectively.
PACE Financing: Urging Congress to further introduce legislation requiring PACE loan subordination in accordance with long-established lien priority standards.
Consumer Data Privacy and Security: Promoting uniform data security standards and clarity through a federal data privacy and security framework.
Capital Formation and Liquidity in Commercial / Multifamily Real Estate: Supporting laws that strengthen the commercial real estate market, such as the Like-Kind Exchange rules, the Low-Income Housing Tax Credit, and the Business Interest Deduction for the financing of real estate.
Portfolio Lending: Strengthen portfolio lending on commercial real estate.
Multifamily rental housing: Support the multifamily rental housing finance market.
CMBS: Strengthen the long-term viability of the commercial mortgaged-backed securities (CMBS) market.
Terrorism Risk Insurance Act (TRIA): Promote long-term reauthorization of the TRIA program prior to its expiration on December 31, 2020.